Protect What Matters Most Explore Life Insurance Options arrow_forward Life insurance should do more than provide a death benefit.
We design policies that protect your family while building guaranteed, tax-advantaged cash value you can use during your lifetime.
Retirement Income You Can’t Outlive Start Planning Your Retirement arrow_forward Enjoy predictable, guaranteed income designed to protect you from market volatility and ensure lasting financial security throughout retirement. Becoming Your Own Banker Start Your Infinite Banking Journeyarrow_forward Take control of your money with dividend-paying whole life insurance. Build wealth, access liquidity, and create a lasting financial legacy, without relying on Wall Street.

Smarter Strategies for Your Financial Future

Your money should give you freedom, not stress. At Neeser Insurance Solutions, we design guaranteed, tax-advantaged strategies that help you protect and grow wealth, without relying on Wall Street’s ups and downs.

No Market Risk, Only Secure Growth

Your money grows safely, without being tied to stock market ups and downs.

Tax-Advantaged Wealth Strategies

Keep more of what you earn with solutions designed to maximize efficiency and reduce taxes.

35+ Years of Trusted Experience

Since 1987, we’ve guided families and business owners with proven strategies for long-term security.

Over 35 Years of Experience You Can Trust

Since 1987, Neeser Insurance & Financial has helped families and business owners gain clarity, confidence, and control over their financial future. Founded by Tom Neeser, our mission is simple: design strategies that protect and grow wealth — without relying on Wall Street’s volatility.
  • Serving families & businesses since 1987
  • Independent & client-focused, not product-driven
  • Guaranteed, no-market-risk strategies
  • Tax-advantaged planning for long-term wealth
Our mission is to help families and business owners take control of their financial future through clear, personalized, and tax-advantaged strategies. We focus on protecting wealth, creating predictable growth, and reducing exposure to market volatility.

Through education and guidance, we empower our clients to make confident decisions and build a secure financial foundation that supports both their present needs and long-term goals.
Our vision is to create a future where every client we serve experiences true financial confidence, independence, and peace of mind. We strive to be a trusted, long-term partner in helping individuals and families grow their wealth safely, preserve it across generations, and build lasting legacies.

By prioritizing stability, education, and strategic planning, we aim to redefine how people think about and manage their money.

Our Insurance Services

Infinite Banking

Become your own banker with dividend-paying whole life insurance, giving you control and long-term wealth growth.

Life Insurance Solutions

Protect your family and create guaranteed, tax-advantaged cash value that builds over time.

Annuities & Retirement Income Planning

Enjoy lifetime income you can’t outlive — with the peace of mind of guaranteed retirement security.

FREE Policy Review

Uncover hidden fees, underperforming products, and opportunities to make your money work harder.

Becoming Your Own Banker

Written by R. Nelson Nash, this foundational book explains the Infinite Banking Concept and how you can take control of your financial system using dividend-paying whole life insurance.

Get started with 4 free introductory modules that break down the core principles of Infinite Banking in a simple, easy-to-follow format.

Interested in the Full12—module course – contact us for free access

Infinite Banking Solutions for your Business

We believe clarity builds confidence. Here are answers to some of the most common questions about our strategies.

What is Infinite Banking?
A strategy using dividend-paying whole life insurance to help you “become your own banker,” giving you control, liquidity, and long-term wealth building.
Who do you work with?
We partner with families, business owners, and individuals who want financial security, predictable growth, and a legacy for the next generation.
What’s included in a free policy review?
We analyze your current policies to identify hidden fees, underperformance, and opportunities to improve efficiency — all at no cost.
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An Easy Way to Take Control of Your Money

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Step 1

Begin with a one-on-one fact-finding call with Tom to understand your goals, current situation, and long-term vision.

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Step 2

Meet with Tom to discuss tailored solutions designed to protect, grow, and position your wealth efficiently.

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Step 3

Choose the strategy that fits your needs and confidently move forward with a clear, structured plan.

Trusted by Families & Business Owners for Over 35 Years

Since 1987, hundreds of families and entrepreneurs have relied on Neeser Insurance & Financial for strategies that protect and grow their wealth — securely and tax-efficiently.

Since 1987, Neeser Insurance & Financial has helped families and business owners secure their future with tax-advantaged, no-market-risk strategies.