Longevity In America
“You’re not getting old; you’re getting ready.” -Ernestine Shepherd, the world’s oldest female competitive bodybuilder. The CDC calculates that overall life expectancy in the U.S. is presently 78.7 years, with women outliving men by an average of 5 years or 81 years...
Are You Drowning In Student Debt?
“May your college Memories last longer than your student loan payments!” Anonymous As of March 2019, Americans owe over $1.6 trillion in federal and private student loan debt according to the Board of Governors of the Federal Reserve System. Over 65% of college...
YOU CAN BE DEBT FREE!
There is a financial crisis in our country, and it is DEBT. In the past decade, there has been a steep increase in how much debt we are carrying. Americans are struggling with mortgages, credit card debt, medical expenses, and student loans. Families aren’t able...
Protect Your Identity and Personal Financial Information
"Last week, somebody stole my identity. This week, they begged me to take it back!" —Anonymous Chances are, at some point, you will be affected by a security breach – from a credit card company, your bank or one of the hundreds of other companies that have sensitive,...
Hey Dave Ramsey – Life Insurance Is Not An Investment!
I am sharing an article this week by Dr. Tom McFie. Like myself, Tom and his family are passionate about teaching others how to take control of their money and financial future by using high cash value, participating, whole life insurance. Cheryl and I had the...
Financial Freedom is closer than you think!
Are you 100% sure you'll have a great retirement, or do you have some doubt? What if I could show you how to be out of debt many years sooner than you thought possible, (often 9 years or less - including your mortgage) without spending any more money than you are...
What Type of Saver are You?
There are two types of savers - one who spends first and saves what’s left. The other saves first and then spend what's left. Can you guess who will have more money when they retire? According to a report from the Federal Reserve last year, four in ten adults said...
Questions to Consider When You Apply for Life Insurance
A previous article discussed questions to ask before purchasing life insurance. Now we continue the conversation to discuss the questions and decisions that come into play during the application process. Most of these questions are only relevant to whole life...
Questions to Ask BEFORE You Apply for Life Insurance
Nobody wants “buyer’s remorse” when it comes to something as important as life insurance, yet we hear it all the time… policy owners who wish they knew what they know now before they bought their policy! Today we’ll give you some things to consider early in the...
The Perfect Investment
Warning! What I am going to say goes against conventional wisdom espoused by pop culture financial gurus. Before I get into the details – I want you to actively participate in an exercise. I want you to think about if you could invent, from scratch, the perfect...