by Tom Neeser | Aug 19, 2022 | Blog, financial planning, Personal Finance
When you put your money in a Conventional bank – they immediately put that money to work, for them, not you! Banks need you way more than you need them! Think about it – why do banks exist? Yes, you can deposit your money there, and it is a reasonably safe place...
by Tom Neeser | Aug 3, 2022 | Blog, financial planning, Lifestyle planning
What is and how does it work? A 1035 exchange refers to the IRS tax code that allows for a tax-free transfer of an insurance product like life insurance or an annuity contract for another without a tax consequence. The advantage to you is this – you don’t...
by Tom Neeser | Jun 24, 2022 | Blog, Lifestyle planning, Personal Finance
Free Stock photos by Vecteezy The cost of fuel is affecting everyone! I have never thought about little things I could do to save a few cents here and there, but when we hit five bucks a gallon, we are definitely thinking about it! I have seen some great tips I...
by Tom Neeser | Jun 7, 2022 | Blog, financial planning, Personal Finance
What is the actual annual rate of return you are getting in your mutual funds? Have you considered the effect inflation has on the average return rate? Have you looked at the fees and expenses you pay for your investment accounts? And what about the money in...
by Tom Neeser | Dec 5, 2018 | Blog
Let’s explore the common myths of a 15-year mortgage vs. a 30-year mortgage. A mortgage on our home is one of our greatest expenses, so it is important to know the facts and to question some of the “typical” financial advice we have heard from family, friends, and...
by Tom Neeser | Jul 25, 2018 | Blog
It doesn’t take a weather report to convince the average person that life is full of surprises and challenges. So, how do you prepare to weather a financial storm? Here’s how in four steps: Solution #1: Take Control of your Personal Income Research confirms that...
