by Tom Neeser | Nov 17, 2022 | Blog, financial planning, Life Insurance, Whole Life Insurance
If you have a whole life policy and have taken out a loan, you might be wondering – what makes the most sense? Do I pay off the loan first, pay my premium or pay the interest? It is very important to understand the proper sequence and why. Let’s...
by Tom Neeser | Aug 19, 2022 | Blog, financial planning, Personal Finance
When you put your money in a Conventional bank – they immediately put that money to work, for them, not you! Banks need you way more than you need them! Think about it – why do banks exist? Yes, you can deposit your money there, and it is a reasonably safe place...
by Tom Neeser | Aug 3, 2022 | Blog, financial planning, Lifestyle planning
What is and how does it work? A 1035 exchange refers to the IRS tax code that allows for a tax-free transfer of an insurance product like life insurance or an annuity contract for another without a tax consequence. The advantage to you is this – you don’t...
by Tom Neeser | Jun 7, 2022 | Blog, financial planning, Personal Finance
What is the actual annual rate of return you are getting in your mutual funds? Have you considered the effect inflation has on the average return rate? Have you looked at the fees and expenses you pay for your investment accounts? And what about the money in...
by Tom Neeser | Apr 21, 2022 | financial planning, Lifestyle planning
Here is a great article that addresses what Dave Ramsey gets terribly wrong. Ramsey gets several things right and has done a fantastic job helping people get out of debt. Many of the strategies he teaches I completely agree with. But anyone who has listened...
by Tom Neeser | Mar 23, 2022 | financial planning, Lifestyle planning
Cheryl and I just returned for the Nelson Nash Institute Annual Think Tank in Birmingham, Alabama. It was an opportunity to meet with and hear from other Infinite Banking Practitioners across the United States and Canada. We always get so pumped up after these...
