by Tom Neeser | Jan 26, 2021 | financial planning, Investing, Life Insurance, Personal Finance
Do you have access to cash on-demand, or are you locking up your assets? The answer may be influencing your prosperity more than you realize. Most investors focus on the Return on Investment. However, locking up money in investments where it is no longer liquid can...
by Tom Neeser | Oct 20, 2020 | financial planning, Investing, Life Insurance
If you are investing – you know there is an element of risk. Today, we are in unknown territory – a worldwide pandemic, one of the most contentious presidential elections in our lifetime, and market swings like we have never seen before. Just how much risk are you...
by Tom Neeser | Aug 18, 2020 | financial planning, Lifestyle planning, Personal Finance
Social Security – Will It Be There When You Need It? Many are looking closely at retirement and trying to decide if now is the time. With the coronavirus pandemic still actively wreaking havoc, it has thrown a wrench into many people’s retirement plans....
by Tom Neeser | Jul 21, 2020 | financial planning, Lifestyle planning, Retirement Alternatives
401(k)s haven’t always been around. It all started when Congress passed the Revenue Act of 1978, which include a provision in the tax code – section 401(k) that allowed taxpayers a break on deferred income. The code basically went unused...
by Tom Neeser | May 5, 2020 | financial planning, Retirement Alternatives
The past several weeks have been surreal as our schedules, routines, and lives have been upended by the COVID-19 pandemic. Adding to the health scare, is economic uncertainty, with many losing 20% – 30% or more of retirement savings. The question now is exactly...
by Tom Neeser | Apr 3, 2020 | financial planning, Personal Finance
There is no precedence for what we are all going through. There is no game plan to follow. The market has never seen this type of volatility. We are bracing for a global recession. We have a choice – we can crawl in a hole and pretend everything is...
