by Tom Neeser | Feb 1, 2022 | financial planning, Personal Finance
How much of your 401k is yours? The typical answer is” all of it,” but don’t forget that you owe the IRS taxes on every penny you put in plus taxes on the growth. So conservatively, that’s at least 14% of your total amount and could be much...
by Tom Neeser | Dec 9, 2021 | financial planning, Lifestyle planning, Personal Finance
“By failing to plan, you are planning to fail”Benjamin Franklin Holidays are a great time to gather with family, have fun with friends, and experience the joys of the season. Unfortunately for many, it is also a time for overspending, bad financial decisions, poor...
by Tom Neeser | Sep 9, 2021 | financial planning, Lifestyle planning, Personal Finance
In retirement, no one wants to worry about having enough money. You plan you save, you invest – but you forgot to consider inflation. Suddenly you find yourself running short and beginning to worry what the rest of your retirement years will look like. Do you know...
by Tom Neeser | Aug 24, 2021 | financial planning, Investing
Napoleon Hill, author of “Think and Grow Rich,” was a financial guru/self-help pioneer. His book, published at the end of the Great Depression, gave hope to a nation hungry for opportunity and optimism. While parts of his book may seem outdated...
by Tom Neeser | Jul 7, 2021 | financial planning, Investing, Prosperity Economics
“There are two kinds of people; those who borrow money and those who lend it.” Private lending is one of the oldest, most proven forms of investing; lending capital to another—perhaps someone who can’t get traditional bank financing—in exchange for...
by Tom Neeser | Mar 2, 2021 | financial planning
What do you do when you need fast access to cash? Do you have a rainy day fund to rely on? Would you have to borrow from a friend, go to a bank, or use your credit cards? When times get tough, people are less likely to loan money; it becomes more...
